In execution of the Deed of Trust in the original principal amount of $203,482.00 from RONALD FRED GARNER, JR. AND BRENDA GARNER dated May 07, 2008 recorded in the Clerk's Office of the Circuit Court of the County of PRINCE EDWARD, Virginia, Instrument No. 200801358, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee(s) will offer for sale at public auction On the front steps of the Courthouse Building 124 N. Main St., Farmville, VA 23901, on October 13, 2010 at 11:00 AM the property described in said Deed of Trust, such property is located at the above address and briefly described as: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATED IN LOCKETT MAGISTERIAL DISTRICT, PRINCE EDWARD COUNTY, VIRGINIA, CONTAINING 7.40 ACRES AND KNOWN AS DESIGNATED AS LOTS 15 AND 16 OF WHISPERWOOD SUBDIVISION, SECTION II AS SHOWN ON THAT CERTAIN PLAT OF SURVEY PREPARED BY RALPH P. HINES, C.L.S., DATED DECEMBER 19, 1989, REVISED JULY 31, 1990, AND RECORDED IN PLAT BOOK 005, PAGES 233 AND 234, AND INDICATED THEREIN AS LOT 15 CONTAINING 3.49 ACRES AND LOT 16 CONTAINING 3.91 ACRES. REFERENCE IS HEREBY MADE TO SAID PLATS FOR A MORE PARTICULAR METES AND BOUNDS DESCRIPTION AS CONTAINED IN SAID PLAT., WITH IMPROVEMENTS THEREON TERMS OF SALE: CASH: A deposit of $20,000.00, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. RECONTRUST COMPANY, N.A. AND ALG TRUSTEE, LLC, Substitute Trustee(s) FOR INFORMATION CONTACT: RECONTRUST COMPANY, N.A. 2380 Performance Drive, TX2-985-07-03, Richardson, TX 75082 (800) 281-8219 – Call Between 10:00 a.m. and 5:00 p.m. (CST) OR ALG Trustee, LLC 803 Sycolin Road, Suite 301, Leesburg, VA 20175 (703) 777-7101 – Call Between 9:00 a.m. and 11:30 a.m. (EST) (10 -0109006/FHA) (Trustee No. 510626) ASAP# 3727001 10/01/2010, 10/08/2010

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