In execution of that certain deed of trust in the original principal amount of $72,000.00 dated October 10, 2001 and recorded among the land records of Cumberland County, Virginia, in Deed Book 254, Page 117 as amended by an instrument appointing the undersigned as Substituted Trustee, default having been made in the payment of the indebtedness thereby secured and having been requested to do so by the holder of the note evidencing the said indebtedness, the undersigned Substituted Trustee will offer for sale at public auction in front of the Cumberland Circuit Court, 1 Courthouse Circle, Cumberland, Virginia, on:

August 1, 2012 @ 10:30 AM

The property described in said deed of trust located at the above street address, and more particularly described as:

ALL THAT CERTAIN lot or parcel of land, situate, lying and being in Hamilton Magisterial District, Cumberland County, Virginia, containing 2.00 acres, as shown on plat of Donald R. Maxey, L.S., of Maxey-Hines & Associates, L.S., dated January 26, 2001, and recorded in the Clerk`s Office of the Circuit Court of Cumberland County, Virginia, in Deed Book 250, at page 521. Reference is hereby made to said plat for a more particular metes and bounds description as contained in said plat. The description contained in said plat is incorporated herein by reference as if same were textually herein contained.

TOGETHER WITH and subject to a fifty (50) foot easement for ingress and egress and utilities as shown on the above referenced plat, said easement to serve this parcel and the lands of the Grantor behind it, providing access to State Route 607 for the Grantees, the Grantors, and their successors and/or assigns.

TOGETHER WITH and subject to an easement thirty (30) feet in width along the gravel road as shown on the above-reference plat. Being the same easement conveyed by deed recorded in the Clerk`s Office of the Circuit Court of Cumberland County, Virginia, in Deed Book 189, at page 19.

INCLUDING one, 2001 Fleetwood/Canyon Lake, 4 bedrooms, 44` x 26`, manufactured home permanently affixed to the property

TERMS OF SALE: Cash or certified funds. A non-refundable deposit of ten percent (10%) of the successful bid price, payable in cash or by certified or cashier's check to the undersigned will be required of the successful bidder at time of sale. Terms of sale to be complied with within 14 days from date of sale or deposit will be forfeit and property will be resold at costs of defaulting purchaser. All real estate taxes to be adjusted as of date of sale. Seller shall not be responsible for any costs incurred by the purchaser in connection with their purchase or settlement, including, without limitation, state and local recording fees, title insurance or research, or any other costs of purchaser's acquisition. The property and the improvements thereon will be sold as is, without representations or warranties of any kind. The sale is subject to all other liens, encumbrances, conditions, easements and restrictions, if any, superior to the aforesaid deed of trust and lawfully affecting the property. Trustee shall have no duty to obtain possession for purchaser. All risks of casualty pass to successful bidder at conclusion of bidding. Sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower(s) entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the Purchaser's deposit without interest. Sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower(s) entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and interest. Additional terms to be announced at the sale.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

For Information Contact:

Wittstadt Title & Escrow

Company, LLC

22375 Broderick Drive

Suite 210

Dulles, VA 20166

(410) 284-9600 or toll free

1-866-503-4930 M-F

Between 8:30AM – 5 P.M.

http://foreclosure.closingsource.net

(VA-96000687-12)

7-18-2t(W)7-25