In execution of a Deed of Trust dated October 7, 1998, recorded in the Clerk's Office, Circuit Court, Cumberland County, in Deed Book 226, at page number 827, the undersigned will offer for sale at public auction the property described in and conveyed by said Deed of Trust, being known and designated as:

ALL THAT certain lot, piece or parcel of land together with all improvements located thereon and appurtenances thereto appertaining, situate, lying and being in the Hamilton District of Cumberland County, Virginia, containing 3.502 acres as shown on a plat of survey by Woodrow K Cofer, Inc., C.L.S., dated March 5, 1998, a copy of which is attached hereto and recorded herewith. Reference is made to the aforesaid survey for a more particular description of the property conveyed herein.

Sale shall take place on May 17, 2012, at 2:45 p.m. at the front entrance of the Circuit Court building, Cumberland County, Virginia. Sale shall be subject to all matters of record lawfully affecting the title to the property. The property will be sold “as is” without any guaranty or representation as to condition or title and will be subject to such other terms and conditions as may be announced at the sale.

The successful bidder may be required to deposit 10% of the sale price in cash or by cashiers or certified check at the time his bid is accepted. Settlement in full shall take place within 10 days of sale and shall be in cash or by cashiers or certified check.

M. RICHARD EPPS, P.C.

Substitute Trustee

For Information Contact:

M. Richard Epps, P.C.

Substitute Trustee

605 Lynnhaven Parkway,

Suite 100

Virginia Beach, VA 23452

757-498-9600

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