Published 3:36 pm Tuesday, November 6, 2012

Pursuant to the terms of a deed of trust dated December 14, 2010, in the original maximum principal amount of $81,000.00, recorded in the Clerk's Office of the Circuit Court of Prince Edward County, Virginia, as Instrument No. 201002143, the property briefly described below will be offered for sale at public auction:

Lot 78, Whisperwood, Section V, as shown on a plat recorded in the aforesaid Clerk's Office in Plat Book 5, Page 221, together with a right-of-way for ingress and egress, as more particularly described in the referenced deed of trust.

The sale will take place on NOVEMBER 29, 2012, AT 4:00 P.M., at the front entrance to the Prince Edward County Courthouse Building, located at 124 N. Main Street, Farmville, VA.

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The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $5,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228483).