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NOTICE OF TRUSTEE'S SALE OF PROPERTY LOCATED AT

In execution of a Deed of Trust in the original principal amount of $50,000.00 from Jerry E. Lewis and Laurie U. Lewis, dated August 15, 2002 and recorded August 15, 2002 as Instrument #20021416 among the land records for Cumberland County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #20120781 among the land records of Cumberland County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on November 5, 2012, at 2:00 P.M., local time, at the main entrance of the Circuit Court for Cumberland County, 1 Courthouse Circle, Cumberland, VA 23040-0008, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1237 Old Buckingham Road, Powhatan, Virginia (incorrectly described in the Deed of Trust as 1213 Old Buckingham Road); Tax Map Reference No. 69-A-34. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier's check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose.

FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540) 207-3293.

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