Pursuant to the terms of a deed of trust dated October 16, 2006, in the original principal amount of $199,900.00, recorded in the Clerk's Office, Circuit Court for Buckingham County, Virginia, in Deed Book 336 at page 762, the property briefly described below will be offered for sale at public auction:

Lot 23, Sharps Creek Subdivision, containing 4.21 acres, more or less, as the same is duly dedicated platted, and recorded, in Plat Cabinet A, Slide 79, among the land records for Buckingham County, Virginia, as more particularly described in the referenced Deed of Trust, (the “Property”)

The sale will take place on August 8, 2011, at 10:00 a.m. at the main entrance, to the building housing the Circuit Court for Buckingham County, Virginia.

Terms: A deposit in the form of certified funds in the amount of $15,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.

F & M Services, L.C.,

Substitute Trustees

For Information Contact:

Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive, Ste. 125, Richmond, Virginia 23229

Telephone: (804)288-0088

Ref#230392

ad dates: July 15, 2011, July 22, 2011, July 29,200

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