In execution of a Deed of Trust in the original principal amount of $93,200.00, with an annual interest rate of 5.7500% from ANNIE R. ALLEN dated October 10, 2008, recorded among the land records of the Circuit Court for the COUNTY OF CUMBERLAND as Deed Book/Instrument # 20081589, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Cumberland located at Route 60, County Office Building, Cumberland, Virginia on October 18, 2010 at 2:15 PM, the property with improvements to wit:

CONTAINING 7.54 ACRES, SAID LAND ADJOINING PROPERTY OF OR FORMERLY OF WEST, WINFIELD CRISS, S. G. AND U. S. BOOKER, THE OLD ROAD, AND U. S. HIGHWAY NO. 60, AND BEING MORE FULLY SHOWN ON PLAT DATED DECEMBER 17, 1943, RECORDED WITH DEED DATED DECEMBER 24, 1943, FROM S. G. BOOKER, ET ALS, TO COATLEE WEST (IN THE NAME OF C. L. WEST), IN DEED BOOK 79, AT PAGE 173, 174 AND 175, OF THE CLERK'S OFFICE, CIRCUIT COURT OF CUMBERLAND COUNTY, VIRGINIA.

LESS AND EXCEPT

A) 3.24 ACRES, AS SHOWN ON PLAT DATED MAY 9, 1978, ATTACHED TO AND RECORDED WITH DEED DATED MAY 25, 1978, CONVEYED BY BERNETTA B. MUNFORD AND ALBERT C. MUNFORD TO FLORENCE J. SELLERS AND SOLLEY SELLERS, HUSBAND AND WIFE, BY A DEED DATED MAY 25, 1978, RECORDED IN THE CLERK'S OFFICE, CIRCUIT COURT, CUMBERLAND COUNTY, VIRGINIA, IN DEED BOOK 142, PAGE 578.

B) A PARCEL OF LAND 80 FEET BY 170 FEET, FACING 80 FEET ON U.S. ROUTE NO. 60, CONVEYED BY BERNETTA WEST MUNFORD, ALSO KNOWN AS BERNETTA B. MUNFORD AND ALBERT MUNFORD TO CHARLES HARRIS AND JOSEPHINE HARRIS, HUSBAND AND WIFE, BY A DEED DATED SEPTEMBER 4, 1968, RECORDED IN THE CLERK'S OFFICE, CIRCUIT COURT, CUMBERLAND COUNTY, VIRGINIA, IN DEED BOOK 117, PAGE 603.

C) A PARCEL OF LAND CONVEYED BY BERNETTA MUNFORD TO COMMONWEALTH OF VIRGINIA, DATED DECEMBER 14, 1978, RECORDED MARCH 30, 1979, IN THE CLERK'S OFFICE, CIRCUIT COURT, CUMBERLAND COUNTY, VIRGINIA, IN DEED BOOK 145, PAGE 287. PROVIDES FOR THE WIDENING OF ROUTE 60, TOGETHER WITH A CONSTRUCTION EASEMENT FOR SLOPES, DRAINAGE, ETC.

AND further described in the above Deed of Trust. (Tax Map No. 065A2A-18)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of $9,300.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee's File No. 10-197383D.

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

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