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TRUSTEE'S SALE OF 178 WOOD YARD ROAD Dillwyn Virginia

Pursuant to the terms of a deed of trust dated February 5, 2008, in the original principal amount of $265,000.00, recorded in the Clerk's Office, Circuit Court for Buckingham County, Virginia, in Deed Book 356 at page 145, the property briefly described below will be offered for sale at public auction:

Lot X, containing 3.518 acres, more or less, and Lot Y, containing 2.192 acres, more or less, by a Plat of Survey prepared by Robert L. Lum, C.L.S, as the same is duly dedicated platted and recorded, in Deed Book 277 at page 60 among the land records for Buckingham County, Virginia, as more particularly described in the referenced Deed of Trust, (the “Property”)

The sale will take place on September 30, 2010, at 9:30 a.m. at the main entrance, to the building housing the Circuit Court for Buckingham County, Virginia.

Terms: A deposit in the form of certified funds in the amount of $25,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.

Johnie R. Muncy and

F & M Services, L.C.

Substitute Trustees

FOR INFORMATION CONTACT:

Friedman & MacFadyen, P.A.

1601 Rolling Hills Drive, Ste. 125, Richmond, Virginia 23229

Telephone: (804) 288-0088 Ref#221812

Ad dates: September 1, 2010 September 8, 2010