1040 GEORGIA CREEK ROAD, SCOTTSVILLE, VA 24590

In execution of a Deed of Trust in the original principal amount of $184,370.00, with an annual interest rate of 2.000000% from JONAH EDWARD LAM dated October 31, 2006, recorded among the land records of the Circuit Court for the COUNTY OF BUCKINGHAM as Deed Book 337, Page 455, the undersigned appointed Substitute Trustee will offer for sale at public auction in the COUNTY OF BUCKINGHAM, on the courthouse steps at the front of the Circuit Court building for the County of Buckingham located on Highway 60, Buckingham, Virginia on January 7, 2016 at 12:00 PM, the property with improvements to wit:

ALL THAT CERTAIN LOT OR PARCEL or LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING SITUATED IN THE SLATE ‘ RIVER MAGISTERIAL DISTRICT, BUCKINGHAM COUNTY, VIRGINIA’DESIGNATED AS LOT NO. 27 OF FOREST RIDGE AS SHOWN AND DESCRIBED ON TEAT CERTAIN PLAT OP SURVEY (THE “PLAT”) PREPARED BY TRUELINE SURVEYING INC., ENTITLED “PLAT SHOWING DIVISION OF TAX MAP PARCEL 16¬62 A 17-2 KNOWN AS “FOREST RIDGE” LOCATED ON STATE ROUTE 20 AND STATE ROUTE 720, SLATE RIVER DISTRICT, BUCKINGHAM COUNTY, VIRGINIA” DATED MAY 10, 1999 AND ‘RECORDED IN THE CLERK’S OFFICE OW BUCKINGHAM CIRCUIT COURT, IN PLAT CABINET A, SLIDE 94 F, WHICH PLAT REFERENCE IS MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LAND

AND further described in the above Deed of Trust.  (Tax Map No. 17-1-27)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE:  ALL CASH.  A bidder’s deposit of 10% of the sale price, will be required in cash, certified or cashier’s check.  Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit.  Additional terms to be announced at sale.  Loan type: Conventional.  Reference Number 15-252992.

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O SHAPIRO & BROWN, LLP, 10021 Balls Ford Road, Suite 200, Manassas, Virginia 20109 (703) 449-5800.

12-9-2t(W)12-16