In execution of the Deed of Trust from JULIA S. MOWBRAY dated March 29, 2005, in the Original Principal Amount of $126,996.00, and recorded in Deed Book 313, Page 716, in the Clerk's Office of the Circuit Court for the County of Buckingham, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Buckingham on March 30, 2011, at 2:00 p.m., the property described as Lot 5, containing 2.33 acres, more or less, Slate River Mills Subdivision, County of Buckingham, Virginia, known as State Route 659, Dillwyn, Virginia. Tax ID: 64 5 5

TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.

A deposit of $11,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER'S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor's tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DATED: March 8, 2011

CECIL G. MOORE, and

JO ANN HUTCHINSON

Substitute Trustee(s)

09 208BF (97.26)

For Information Contact

Trustees At:

710 Denbigh Boulevard,

Ste. 6C

Newport News, Virginia 23608

(757) 877-0255 between 9:00 – 10:30 a.m. only

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